NJ Auto Insurance

You can lower your car insurance rates when comparison shopping by inquiring about discounts for the following:
•[ ] $500 deductible
•[ ] $1,000 deductible
•[ ] More than 1 car
•[ ] No Accidents in 3 Years
•[ ] No Moving Violations in 3 Years
•[ ] Driver Training Courses
•[ ] Defensive Driving Courses
•[ ] Anti-Theft Devices
•[ ] Low Annual Mileage
•[ ] Air Bags
•[ ] Anti-Lock Brakes
•[ ] Daytime Running Lights
•[ ] Student Drivers with Good Grades
•[ ] Auto and Homeowners Coverage with the Same Company
•[ ] College Students away from Home
•[ ] Long-Time Customer
•[ ] Other Discounts

The key to savings is not the discounts, but the final price. A company that offers few discounts may still have a lower overall price.

Companies offer discounts to policyholders who have not had any accidents or moving violations for a number of years. You may also get a discount if you take a defensive driving course. If there is a young driver on the policy who is a good student, has taken a drivers education course or is at a college out of the area without a car, you may also qualify for a lower rate.

Whether buying or selling a vehicle; first check KBB (Kelley Blue Book), Black Book, Red Book, or the NADA Used Vehicle Guide.

Get quotes from several companies. Compare and save!

For complete information on all your financial needs, visit the Loan page.

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