Florida Refinance Mortgage

Florida refinance mortgage had a 6.8 percent annualized increase, just a hair ahead of the nationwide average of 6.7 percent.

In the Orlando area, price appreciation has been even stronger than those cited in the national survey. The median price of homes sold through the Orlando Regional Realtor Association during the third quarter was up about 11 percent from the third quarter of last year.

The National Association of Realtors is projecting strong housing activity next year, expecting a record 6.7 million existing-home sales this year, up 9.1 percent from last year's record. New-home sales this year are expected to rise 9.7 percent to a record 1.07 million.

The association projects 5.81 million existing-home sales and 1.02 million new-home sales next year -- second only to this year's expected records.

Matched Savings Fund provides a grant of $2 for every $1 that a low-income person saves monthly toward owning a home or business. Miami-Dade's Office of Community Economic Development provides the matching funds. The city of Miami has began adding matching funds.

Families save up to $6,000 over two years, enough to qualify for home ownership under existing first-time, home-buyer programs, which require up to a 5 percent down payment.

Whether buying a new car, or a used car, or selling a vehicle; first check KBB (Kelley Blue Book), Black Book, Red Book, or the NADA Used Vehicle Guide.

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